Your Auto Warranty: What To Look For

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When deciding which car to buy, make sure you check the auto warranty that comes with the vehicle. In this article we will help you sort through all the auto warranty-related issues. After all, not every new car warranty is created equally. Some will cover all the non-wear items on the car up to only three years or 36,000 miles. Others will cover repairs all the way up to 10 years or 100,000 miles. The strength of the coverage that is included will help you decide whether to buy an extended auto warranty.

It’s important to understand the different parts of an auto warranty as it is good to know the difference between a new car warranty and an extended auto warranty.

A typical new car warranty has two parts: the “bumper to bumper” warranty, which covers everything except the “wear” items such as brakes and tires; and the power-train warranty that covers all the parts that make the car move, such as the engine and transmission.

Bumper to Bumper

Few extended vehicle warranty plans cover absolutely everything on a vehicle. Read the warranty contract and find out exactly what is and what is not covered. If the contract says it covers everything except for X, Y, and Z; that’s a lot more coverage than a contract which lists 10 or 20 items which are covered. Keep in mind your own history with vehicles and what repair/maintenance you expect to have in the next few years to your car.

Wear and Tear

Many extended vehicle warranty plans cover parts that break, just as they cover those that wear out. Once again, read the contract to understand the differences and how they may affect your final cost.

An extended auto warranty can be purchased to prolong the coverage of the bumper-to-bumper warranty. Most people are familiar with the extended warranty that is sold at dealerships. This is sometimes called a “factory warranty” because factory-trained technicians perform the required work on the car. There are also “third-party” warranties, which can save consumers money but are generally less convenient to use. Many third-party warranties require out-of-pocket payment for repairs before reimbursement. Weigh all these factors carefully before you make your choice.

By looking carefully at your auto warranty before you buy, you will save yourself much potential future problems.

Auto Insurance November 3rd 2009

Your Essential Guide To Auto Transport & Vehicle Moving

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Have you ever bought a car in one state and needed shipped just on the other side of the country? Or maybe, have your car sent to your ex-wife, who happens to live in Canada? Or, why not, bought your car on-line, from San Francisco and need it in New York? I’m sure that, if this hasn’t happened yet, it will probably happen sooner or later. So here are a few tips in transporting your car within USA, or between USA and Canada, no matter the distance.

Scheduling

Bearing in mind that the whole process can take quite a while, especially on long distances, schedule your auto shipping at least 4 weeks before you move, giving enough time to arrange for a car mover carrier to pick up your vehicle. Basically, the more advance time the better. If you are not available, you should arrange an alternative authorized party such as neighbor, friend or relative you can trust to transfer the car to the car mover. Most automobile shippers offer door-to-door service.

The cost

When working with a Car Mover, confirm what the total cost of the shipping will be. As you obtain quotes from several car transport and auto shipping companies (some links included lower), be prepared to provide:

·Origination/destination;
·Approximate departure date;
·Type of vehicle(s);
·Type of car transport service desired (e.g. door-to-door car transport vs. terminal-to-terminal);
·Special car mover or auto shipping requests (e.g. deliver at a location other than your home vs. at your home).

Payment method

While some car transport and auto drive-away companies may not require payment in advance, others require a deposit (10-25% of the total cost), or full payment in advance. If a deposit is given, amount due is always required at time of delivery – oftentimes with a cashiers check or cash. Sometimes a surcharge of 2-3% is required when using a credit card with a car transport or auto drive-away company.

Licenses

The Federal Motor Carrier Safety Administration must license auto shippers, transporters with a valid MC# or US DOT#.

Insurance

The car Transport Company or auto drive-away should insure your vehicle against damage and theft. ASK FOR A COPY OF INSURANCE COVERAGE. Ask if the carrier’s insurance is PRIMARY or SECONDARY to your own insurance in the event of damage during car transport. Also, ask if there is damage deductible – VERIFY ALL IN WRITING. In addition, your own car insurance may cover your vehicle in transit – check with your car insurance company to verify.

Inspect your car before shipping

It is advisable that in addition to receiving a condition report document from your car mover detailing any pre-existing damage to your car, that you take photographs of the car, date the photos, and attach them to the condition report provided by the car mover for your records. You must have a detailed description of the condition of your car prior to shipping. The condition report or other document used by the car mover should include current mileage, pre-existing damage of any type including as glass, scratches, paint, dents, and so on. This report is important in case any disputes arise.

Accepting your vehicle for delivery

At the time of delivery, inspect your vehicle SLOWLY AND CAREFULLY and compare the condition and mileage against the “Original Inspection Report” provided by your car transport company at origination (ALSO INSPECT THE ROOF AND UNDER FRONT AND REAR BUMPERS). If there are inconsistencies, note them as exceptions and be sure the driver signs it. NEVER ACCEPT YOUR VEHICLE AT NIGHT IF YOU CANNOT VERIFY ITS CONDITION – without being viewed and signed by the driver, you have little recourse if damage had occurred during transit.

Unresolved Disputes

Always try to work out your dispute with the car mover or auto shipping company first. They often work on a referral basis and are motivated to working out problems. However, if you feel you have reached a dead end or that you have not been treated reasonably, you have the option of filing complaints with multiple agencies (BBB, State and or Federal Department Of Transportation, Interstate Commerce Commission) as well as seeking legal counsel.

As I hope everything will turn out all right with your delivery, I’m giving a few links to some major auto-transportation companies. There you should find responses that are more comprehensive to your questions and to the money and work involved in shipping your car from one place to another.

Automobile, Automotive November 3rd 2009